has anyone taken out a loan with a higher APR than 10²⁹⁷% before

@Robincvgr If my calculations are correct, this loan had an APR of 10⁷⁸⁵%!

???

@Cogsdoc Look closer

@evan I don’t follow please explain

@Cogsdoc Evan loaned me 40k for a little over 20 minutes, dipping his NW below 200k at closing time

@evan
If there's a mismatch between the value I see and the value others see, this defaults to the figure shown when hovering over "6 PM" on the net worth graph.

you didnt specify
- a time frame (1D, 1W, 1M, ALL)
- a time zone

if mods want a better resolution source, i have archived the api responses:
https://web.archive.org/web/20250525010203/https://api.manifold.markets/v0/get-user-portfolio?userId=smzdPGfW29XzWkyfJfE0rDr3qYm2

@256 Evan did specify a time zone earlier in the description, PDT. And only 1D has enough resolution to hover on exactly 6 PM

@256 And the API is irrelevant, it says in the description that the profile page is what matters

@Robincvgr the fact that only 1D has the accuracy needed to properly resolve means it will be impossible to prove in the future. i suggest N/A.

https://manifoldmarkets.notion.site/Resolving-markets-5b35eec068fc413485832676afdf0a32

@256 @mods agreed

@Robincvgr the API would have said <200k at exactly 6pm PDT, but if we’re going off the profile page that says >200k for me

@brod

shows the correct value for me

@Robincvgr look where the line intersects on your graph, it’s greater than 200k! i suspect this is an artefact of smoothing in how manifold constructs the graph from the API data, but if it’s only the graph that matters, i mean, that is above the 200k line

anyway

If a market resolution has some ambiguity and there is dispute over the correct resolution, the creator will have the final say. However, we usually recommend an N/A resolution under these circumstances, especially if the ambiguity is at the fault of the creator.

it's clearly up to evan here

@brod the resolution criteria says "the net worth value on my profile page" and "the figure shown when hovering over "6 PM""

i think that clearly refers to the big number

@brod wow... so much ambiguity... this must N/A

@Robincvgr "it's clearly up to evan here"
not when there is a clear conflict of interest. we are going to have to take this to court.

@256

@crowlsyong could this be LAWS's first case?

@Robincvgr clicking on the line at 6pm also says 230k for me! this makes sense, you did pay him back at exactly 6pm PDT.

@brod i paid him back at 6:00:30

@Robincvgr right in that minute range i meant. and again, i don’t doubt that at 6pm PDT his net worth was below 200k, that’s definitely true. but you’re arguing we should go off the graph, and the graph rounded “6:00:30” to “6pm”

@brod

the number when hovering at 6 still shows 189k for me. i don't know what more to say about this

@Robincvgr

and it says 230k for me! yes i clicked on that time. think you were a little hasty in paying back the loan…